What is the deal with Medicare Advantage plans?

What are the pros and cons of switching to a Medicare Advantage plan? Medicare Advantage Pros and Cons MA Plan Pros MA Plan Cons Usually includes drug coverage Usually no nationwide coverage Many include hearing and dental Mainly HMO plans that require referrals to see specialist Can include gym discounts Plan can change drug and …

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Is it worth claiming on your house insurance?

Is it worth claiming on home insurance? It’s not worth claiming on your home insurance policy until the cost of an incident is substantially above the excess. If you claim on your home insurance, you pay for the excess. But it also costs you in a double-hit of cancelled no claims bonuses and raised premiums …

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What happens to car insurance after a write off?

How does insurance work for a write-off? What is a write-off? It’s a term commonly used when the insurance industry determines your vehicle to be a total loss. In other words, the cost to repair your vehicle after a collision is more than its value after subtracting the recycle or salvage value. Do I still …

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Question: What is considered a qualifying life event for insurance?

What is proof of a qualifying life event? Acceptable documents include government correspondence, utility bills, rental or mortgage documents, and homeowner’s insurance. They must include your new address and date of the move. See a full list of acceptable documents to confirm a move. Do you have to prove a qualifying life event? You have …

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What is the difference between an insured and an additional insured?

Is an additional insured the same as insured? An additional named insured is a person or organization, other than the first named insured, identified as an insured in the policy declarations or an addendum to the policy declarations. It can also be a person or organization added to a policy after the policy is written …

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Does homeowners insurance cover storm surge damage?

Is storm surge covered by home insurance? Storm surge leave homeowners suffering Many insurance policies do not have a definition for storm surge even though it is listed as an exclusion. … While most insurers cover damage caused by tsunami, which is normally the result of an earthquake, they don’t cover damage caused by other …

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Can your Medicare number change?

Why is my Medicare number different? Instead of your Social Security Number (SSN), your new Medicare card will include a new number unique to you. This will help to protect you against identity theft and protect Medicare from fraud. Medicare will automatically mail your new card to the address you have on file with Social …

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Is a collapsed drain an insurance claim?

Who is responsible for collapsed drains? Generally speaking, you’re usually responsible for drains inside the boundaries of your property, while the sewerage company is responsible for lateral drains, which are usually outside of property boundaries, and sewers. Although most sewers are now publicly owned, there are still some private or unadopted sewers. Does home insurance …

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How do I get my insurance to cover medication?

How do I get my insurance to cover my medication? You can ask your doctor for an ‘exception’ based on medical necessity, request a different medication from your doctor which is covered by your insurance, pay for the medication yourself, or file a written formal appeal. How do you find out if insurance will cover …

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What is the cheapest health insurance you can buy?

What is the cheapest possible health insurance? For individuals who are eligible, the cheapest health insurance option is Medicaid. In order to be eligible in the federal insurance program, your household income must be less than either 133% or 138% of the federal poverty level (FPL). How much is health insurance a month for a …

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