Your question: Will my insurance cover a uhaul?

Does my auto insurance cover a U-Haul trailer?

Will my auto insurance policy cover U-Haul trucks and trailers? In most cases, it does not. Like credit card companies, many personal auto policies have a weight restriction on rental vehicles. Though you should check with your carrier before picking up the rental.

Do you need insurance to rent a U-Haul?

U-Haul doesn’t require proof of insurance, but they recommend optional damage coverage since most credit cards and auto insurance policies don’t cover trucks or trailers. If you opt-out of purchasing additional coverage, you would be financially responsible for the equipment and any damages.

Does insurance cover rental trucks?

Driving a large truck or cube van is another matter when it comes to auto insurance. … Truck rental insurance includes damage waivers, supplemental liability insurance, personal collision and cargo protection, as well as auto tow coverage, which you will need if you are using a rental truck or trailer to tow your car.

Do I need extra insurance when renting a moving truck?

Bottomline: Neither auto insurance policies nor credit cards typically cover truck rentals or trailer rentals. So if you’re planning a DIY move using a truck rental, you’ll need to look into purchasing additional insurance through your truck rental company.

IT IS INTERESTING:  Is dental care included in pet insurance?

What happens if you crash a U-Haul?

Call the police and file a report. Then call the U-Haul hotline for further instructions. Depending on the proximity of the accident from a rental center, you may get a new truck. As soon as you can get to a center, there will be paperwork to fill out.

Does State Farm auto insurance cover U-Haul trucks?

Yes, your State Farm policy should cover the damages that you caused. That is what your liability coverage is for. If for some reason it does not, you can always you the insurance purchased through U-Haul should cover the damages.

Can someone else drive my U-Haul?

Yes. The primary driver of U-Haul truck may give permission to any other driver to operate the rental; so long as the additional driver is at least 18 years of age, and possesses a valid driver’s license. There is no fee for additional drivers.

Does insurance cover damage to other vehicles?

If you are at fault for an accident your liability insurance will cover damages to the other driver’s car. Your own insurance will only pay your car repair bills if you elected to purchase (and paid for) collision coverage. If the other driver is at fault his or her liability insurance will pay your car repair bills.

Do you need insurance to rent a car?

Do you need insurance to rent a car? No, you don’t need to have insurance because rental cars are already insured. That said, some form of rental insurance is strongly advised because if you rent a car without insurance, you are responsible for any damages to the vehicle.

IT IS INTERESTING:  Does my personal car insurance cover rentals?

How do I file a claim with U-Haul?

File a claim online or call 1-800-528-7134 (USA), 1-800-661-1069 (Canada). All of the protection packages cover loss of use of the rental equipment.

How much does U-Haul Safemove cost?

U-Haul offers two plans: Safemove and Safemove Plus. Both packages come with a damage waiver, cargo protection and medical coverage. The Plus plan comes with more coverage as well as supplemental liability insurance. Safemove costs about $14 per rental, provided the trip is fairly short — around 15 miles or less.