Question: Which of the following provisions is an optional uniform health insurance provision?

Which of the following is an optional health insurance policy provision?

These policies can contain optional provisions, including change of occupation, illegal occupation, misstatement of age or sex, and relation of earnings to insurance.

Which of the following provisions is a required uniform health insurance provision?

The Proof of Loss Provision (a Mandatory Uniform Provision) stipulates the insured is to prove their loss within 90 days of the loss, or in the shortest time possible, but not to exceed 1 year unless the insured suffers legal incapacity.

Which of the following may be an optional provision under the Uniform Provisions law?

Which of the following may be an optional provision under the Uniform Provisions Law? The change of occupation provision is an optional provision.

Which provision is an optional uniform provision quizlet?

Illegal Occupation/Act (an Optional Uniform Provision) allows the insurer the right to deny liability if the insured is injured while performing an illegal occupation or committing an illegal act.

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What are optional uniform provisions?

The Illegal Occupation/Act Provision (an Optional Uniform Provision) allows the insurer to deny liability if the insured is injured while engaged in an illegal occupation or committing an illegal act.

What are uniform provisions?

Uniform policy provisions refer to a set of clauses, some mandatory and some optional, that insurance companies include in written insurance policies. Each state has a uniform individual accident and sickness policy provisions law which dictates precisely the provisions that must appear in an insurance policy.

What differentiates uniform required provisions from a uniform optional provision?

What is the Difference between Mandatory and optional Provisions? Mandatory provisions will effect whether or not a claim is paid, and the Optional will effect how much a policy will pay.

What provision is a mandatory uniform provision?

The Change of Beneficiary Provision (a Mandatory Uniform Provision) establishes the insured’s right to change the beneficiary, unless it is designated as irrevocable. Legal Actions is a Mandatory Uniform Provision.

What is an optional policy provision under the Uniform individual policy provision law?

The optional clauses also state that any misstatements regarding age, use of illegal substances, or engagement in illegal occupations will have an adverse impact on the insured’s ability to collect on claims otherwise covered by a policy.

Which of these is considered a mandatory provision quizlet?

Which of these is considered a mandatory provision? “Payment of Claims“. Payment of Claims is considered a mandatory provision and directs where the claim benefits will go. The others are considered optional provisions.

Which of the following is not a required uniform provision in individual health policies?

Which of the following is NOT a required uniform provision in individual health policies? An insured’s change of occupation is not a required uniform provision in individual health insurance policies. … The insurer has the option of terminating a health insurance policy on a date stated in the contract.

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What are the required provisions of a health insurance policy?

a physical exam and autopsy provision – allows an insurance company to request regular physical exams or an autopsy. a legal actions clause – the minimum and maximum amount of time the policyholder can take legal action after providing proof of loss.