Question: What questions should I ask an auto insurance agent?

What should you not say to an insurance agent?

Don’t apologize, admit fault, or detail your injuries/lack thereof. Never tell an insurance agent you aren’t injured or anything about the injuries you do have. Never admit fault or apologize for the accident.

What are important things to look for in an insurance agent?

Other things to look for are years of experience and education. Personality Traits: Agents get paid commissions by the insurance company, so it is important to find one that is honest and trustworthy. They also should be passionate and enthusiastic about what they do, and of course, you should like your agent.

How do I talk to an insurance agent?

Before speaking to an insurance adjuster or reporting a collision, you should remember the following:

  1. Stay calm. …
  2. Remember to get their information. …
  3. Limit any personal information you provide. …
  4. Do not discuss your injuries. …
  5. Decline to give a recorded statement. …
  6. Make sure you know what not to say.
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What should I say in an insurance interview?

General questions

  • Tell me a little bit about yourself.
  • Why do you want to work in the insurance industry?
  • Why do you want to work for our company?
  • What are your strengths?
  • What are your weaknesses?
  • What does good customer service look like to you?
  • What do you hope to learn in this role?

How do you start a conversation with insurance?

5 Conversation Starters for Insurance Agents to Get Prospects…

  1. Ask Topical/Seasonal Questions. …
  2. Ask Prospects to Tell You About Their Family (this includes pets!) …
  3. Ask Opinion Questions. …
  4. Ask Prospect for Advice. …
  5. Ask Prospects About Previous Insurance Buying Experiences.

Do you have to talk to other persons car insurance?

You Are Not Required to Speak With the Other Driver’s Insurance Company. … Generally speaking, you shouldn’t talk to the other insurance company when there is the potential for anyone involved in the accident (you, the other driver, a passenger) making a claim for serious personal injuries.

What should you not say after a car accident?

Don’t say “I’m sorry”

DON’T! A simple “I’m sorry” can be used to show that you admitted guilt and responsibility for the accident. Even if you mean “I’m sorry you’re late for work” or “I’m sorry you are hurt” – try to avoid using the words “I’m sorry”.

Do insurance companies talk to each other?

Insurance companies don’t contact one another to discuss an individual’s motor vehicle records and insurance claims history in order to determine their rates for coverage. … Rather, virtually every insurance company “subscribes” to a service and purchase reports one at a time for underwriting and pricing purposes.

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Why do insurance agents quit?

The number one secondary reason agents quit selling insurance was that they ran out of money. The second most common secondary reason agents failed selling insurance was that they ran out of prospects to sell to. The third reason was the agency wasn’t a good fit. And the fourth was personal issues.

What does an insurance agent do on a daily basis?

Taking care of existing clients’ policy renewals. Maintaining and updating customer records. Helping policyholders settle their pending claims or sort out issues with their insurance.

How would you select a good insurance company?

Here are the main points to keep in mind when selecting an insurance company:

  1. Licensing. Not every company is licensed to operate in each state. …
  2. Price. Many companies sell insurance policies and prices vary greatly from one to another, so it really pays to shop around. …
  3. Financial Solidity. …
  4. Service. …
  5. Comfort.