Quick Answer: Can I put a different address on my car insurance?

Is it illegal to have different address on car insurance?

No, getting car insurance with a different address is considered fraud. … Car insurance companies check your address, so as tempting as using another address for car insurance might be, that can be risky. One great, legal way to save money on your car insurance rates is to find the lowest quote and go with that company.

Can your car be registered at one address and insured at another?

No, your car cannot be registered in one state and insured in another. Generally, your car should be both registered and insured in your state of legal residence. If you have recently moved, you have some time to switch your car insurance policy (but do it ASAP).

Can you lie about address on car insurance?

Lying about your location on a car insurance application is fraud. Sometimes, it’s a minor form of fraud. You typed the wrong address into the application form, for example. … If you get into an accident with inaccurate location information on your car insurance, then your claim could be totally denied.

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Can you insure someone at a different address?

Most insurance companies won’t allow the policyholder to add someone living at a different address, but some will make an exception for partners who live apart. If you can’t add your significant other to your auto policy, you can still let them drive your car since your insurance policy will cover your vehicle.

What happens if you put wrong address on car insurance?

While putting down the wrong address is often an honest mistake, it can lead to motor trade insurance being invalidated. … “Failing to notify your insurer of changes to circumstances, including address, could actually result in you being refused when claiming on your insurance.

Does your driving Licence need to match your insurance address?

“If your address is different on your driving licence and motor insurance policy it won’t invalidate your cover but it’s worth making sure all your records are as accurate as possible, as factors such as your postcode can impact your insurance premium, and can ultimately impact how much you pay.

Can you insure a car that is not at your residence?

Generally, car insurance companies don’t allow policyholders to add people who don’t live in the same household as them to their policy, but it varies based on the case. … But if they don’t live with you, you likely won’t be able to add them to your car insurance.

Can you insure a car that is not registered in your name?

Generally, insuring a car that’s not registered in your name is possible. … You can co-title the car and add yourself as an owner, or you can opt for non-owner liability insurance that covers you while driving a car that’s not yours.

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Does car insurance have to be in the name of the owner?

No, in most cases, it’s unlikely that you’d be able to insure a car that isn’t in your name. … Generally, whoever is the titled owner of a car needs to be the one to insure it. Car insurance companies want to make sure the primary policyholder has what’s called insurable interest in the car they’re insuring.

Do I need to tell my car insurance if I move?

You have to tell your car insurance company if you move. It doesn’t matter whether you moved across town or another state.

What happens if you get caught lying to insurance?

You Can Face Criminal Charges

Filing a false insurance claim can lead to substantial fines, jail time and/or a permanent criminal record, which can make it difficult to find work or get insurance in the future. Insurance fraud can cost people upwards of $15,000 and up to 5 years in jail for a misdemeanor.

Do insurance companies check occupation?

Do car insurance companies check employment? Insurance companies don’t typically ask for specific employment information, but they may do in some circumstances or when a claim is made. If you aren’t accurate and honest with your insurer about your occupation, you could invalidate your cover.