# Question: What does 50 100 20 represent in an insurance policy?

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## What does 50 100 25 mean on an auto insurance policy?

Numbers like 50/100/25 are the dollar limits (in thousands) for auto liability insurance coverage: … The second number is also for Bodily Injury, but it represents the total coverage for all injuries or deaths in an accident. The third number is the amount of Property Damage liability coverage you have.

## What do the 3 numbers in auto insurance mean?

Reading auto insurance numbers is easy, the numbers 25/50/10 define the insurance coverage limits. The first number refers to the bodily injury for one person, the second is for bodily injury liability for all persons and the third is for property liability damage. Many states mandate these three types of coverages.

## What does a 100 300 50 mean on an insurance policy?

The insurance industry’s recommended coverage amount is 100/300/50: \$100,000 per person and \$300,000 per incident for bodily injury and \$50,000 for property damage liability coverage.

## What does 25k 50k 25k mean?

Answer. “The numbers you are referring to correspond to the limits of your liability car insurance. The first number is the maximum payout for bodily injury liability for one person injured in an accident. The second number refers to two injured parties.

## What is a 50 100 50 insurance policy?

A 50/100/50 policy offers coverage in the amounts of \$50,000/\$100,000/\$50,000. The first number represents your bodily injury liability coverage per person, meaning each person in the other vehicle is covered for up to \$50,000 for medical bills. … \$50,000 for the third person. \$50,000 for property damage.

## What does a 50 100 policy mean?

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The first number, in this example 50, means you have \$50,000 toward injury to each individual. The second number, 100, means you have \$100,000 maximum liability coverage for the accident and the last number, 100, means you have \$100,000 maximum for property damage.

## What is a 100 300 100 liability policy?

The best liability coverage for drivers residing in the United States is the 100/300/100 liability coverage. The 100 refers to the \$100,000 payable limit per injured victim in an accident, and the 300 stands for \$300,000 for total bodily injury coverage per accident.

## What is a 20 40 insurance policy?

“20” is the limit that your carrier will pay for bodily injury to one person per accident. This means that if you hurt somebody with your vehicle, your insurance will pay that person\$20,000 for their medical bills. “40” is the limit that your carrier will pay for all people injured in an accident.

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## What is the first 10 20 10 mean in insurance?

If you have 10/20/10 coverage, your insurer will cover up to \$10,000 for damaged property if you are at fault for the accident.

## What does a 50 100 30 coverage mean?

If you have this amount of car insurance coverage, your insurance company will pay for \$50,000 in bodily injury liability per person, \$100,000 in bodily injury liability per accident, and \$20,000 in property damage liability. What does 100/300/50 represent on an insurance policy?

## How do you interpret the numbers 100 300 on your insurance policy?

Example 100/300. This means the most the policy will pay is \$100,000 per person up to \$300,000 per accident. If an injured person has injuries up to \$100,000 — your insurance will pay that amount. However, if you have lower liability limits like 25/50 and the person has \$100,000 in injuries.

## What does 100k 300k 100k mean?

You should have at least 100,000/300,000/100,000 split limit coverage. That means: \$100,000 of coverage per person in an auto accident, \$300,000 of coverage altogether for injuries in an auto accident. \$100,000 of coverage for property damage to other people’s vehicles.