How does Nhbc warranty work?

How long does NHBC warranty last for?

the two year builder warranty period backed by the NHBC resolution service and guarantee. the eight year NHBC insurance policy for physical damage to certain parts of the home caused by a failure to build to the NHBC Technical Requirements. pre-existing contamination on the land on which their home is built.

What voids NHBC warranty?

NHBC exclusions

Amendments or extensions to property. Damage caused by storms. Accidental or negligent damage.

How do I claim my builders warranty?

Builders Warranty Insurance claims

  1. Make sure you have the builder’s full details.
  2. Gather relevant information such as the Certificate of Insurance, copies of the contract and proof of payments to the builder.
  3. Complete a claim form and send it to us, or alternatively call us on 1300 790 723 as soon as possible.

What is covered under a new home warranty?

Warranty generally includes protection against defects in work and materials as well as structural defects and non-completion of works. Warranty is provided as consumer protection for circumstances where the builder dies, disappears or becomes insolvent.

Do all new builds have a 10-year guarantee?

Most new-build homes have a 10-year warranty for building problems plus a developer’s warranty – usually for two years – for fixtures and fittings.

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Do I need an NHBC certificate to get a mortgage?

Some recently built properties have a Lack of NHBC or Architect’s Certificate. … A lender will normally expect such a cover to be in place in respect of any property which is less than 10 years old and will be reluctant to provide a mortgage on the property.

Is my property covered by NHBC?

If you are not sure if your property is covered by an NHBC warranty, please email us at cssupport@nhbc.co.uk, with your full name, address, postcode and a daytime telephone number, and we will let you know. Alternatively, please call us on 0800 035 6422, press 0 and say ‘Customer Services’.

What does NHBC actually cover?

The NHBC warranty is the most common, covering 80% of the new build market. … NHBC, LABC and Premier will all expect the builder to remedy any defects within the first two years and will only step in if there is a dispute.

What does NHBC warranty mean?

NHBC offers warranties for newly built or converted private housing, affordable housing, self-build homes and commercial premises located on mixed use housing schemes. … In the first two years, the builder is responsible for fixing any defects caused by its failure to build to NHBC Technical Standards.