What is the penalty in Georgia for driving without insurance?
First and foremost, if you’re caught driving without current valid insurance in Georgia, you will be charged with a misdemeanor, and it will remain on your record permanently. Additionally, you will have to appear in court and pay a fine of $200 to $1,000.
How long can you go to jail for driving without insurance?
Jail time will most likely not be imposed for a first offense, unless you cause a serious accident. But repeat offenses will incur higher fines and stiffer punishments, possibly including jail. If you are uninsured and caught driving, you could face as little as a few days or as much as two weeks of prison time.
Is it against the law to drive without insurance in Georgia?
Driving without insurance in Georgia is illegal and amounts to hefty consequences. When an accident takes place, and you don’t have insurance, you may face jail time, substantial fines, suspension of vehicle registration and your driving license, lawsuits for property damage, and medical bills settlements.
What happens if I get pulled over without insurance?
If you are caught driving without insurance, you can face fines, license suspension, registration suspension and even jail time. Be sure to find an insurance policy right away if you own a car and are currently uninsured. Coverage can be expensive, but a lapse in coverage can be more expensive in the long run.
Is driving without insurance illegal?
You cannot legally drive in any state without demonstrating financial responsibility for damages or liability in the event of an accident. In most states auto insurance is mandatory as proof of this responsibility. … Worse, in case of an accident, your responsibilities could wipe out your financial future.
How do police know if you don’t have insurance?
Automatic License Plate Recognition Systems
The police use Automatic license plate recognition (ALPR) cameras to find uninsured drivers. Using ALPR, the police can verify whether your car has valid insurance simply by running your license plate, without even approaching your car.
Do insurance companies go after uninsured drivers?
The insurance company will not legally go after an uninsured at-fault driver if you do not carry collision/comprehensive or uninsured motorist coverage. Filing uninsured motorist claims is generally the most successful way to get your expenses covered after an accident with an uninsured driver.
Can you drive an insured car without insurance?
Most states require that you get your insurance in place before you drive the car off the dealership’s plot. So, the answer to whether driving a new car without insurance is no, it is not allowed. The only time you can possibly legally drive an uninsured car is when you have to get the vehicle registered.
What happens if your car isn’t insured?
Potential consequences of driving without insurance include a costly ticket, license suspension, a lack of financial protection in the event of an accident, and even denial of insurance coverage if you’re involved in a wreck and deemed not-at-fault.
Do you need insurance to drive in Georgia?
Georgia law requires that all drivers must have at least the following required minimum auto insurance coverages for your vehicle: Bodily injury liability: $25,000 per person and $50,000 per accident. Property damage liability: $25,000 per accident.